Personal Accounts

Term Deposits

If you’re looking for a secure investment to add to your portfolio, term deposits with Bulkley Valley Credit Union will help you earn a good return on your money without facing many of the risks inherent in other investments. Our range of products is designed to be flexible and competitive to meet your specific needs — terms from 30 days to 5 years, redeemable or non-redeemable, compounding or non-compounding, automatically renewed or not, and your choice of interest payment frequencies (annually, semi-annually, quarterly or monthly). With a minimum deposit of $1000 ($100 for youth accounts) our terms are affordable no matter what your budget.

Accumulator Term Deposit

This is an installment term for which the member determines an investment amount he/she would like to save over a certain period of time. The member
agrees to make regular installments to the term as specified in the investment agreement.

• interest calculated on daily closing balance; paid annually
• non-redeemable fixed rate — terms 1 - 5 years
• minimum installment amount
• RRSP eligible

U.S.-dollar Term Deposits

U.S.-dollar term deposits are available in term lengths of 1 to 5 years with a minimum deposit amount of $1000.

Special Term Deposits

In addition to our standard term deposit offerings, we sometimes have term deposit specials. These specials generally come at specific times during the year and often feature rates higher than those posted as well as cashability or reinvestment features.