Lending
Personal Lending Services
At Bulkley Valley Credit Union our loans fall into three basic categories:
Personal/Consumer Loans
- competitive interest rates on a fixed or variable basis
- no penalties on extra payments or early payout
- a full range of life, disability, critical-illness and loss-of-life insurance at reasonable rates
Line of Credit
- operates on a revolving overdraft basis; you pay interest only on the amount you borrow
- fixed or variable rate of interest
- minimum monthly deposit required on outstanding balance
- life and disability insurance at reasonable rates
Mortgages
- local administration and decision-making
- full range of terms, 6 months - 7 years
- open or penalty options
- fixed rate and variable rate options
- flexible repayment options, such as weekly, bi-weekly or monthly, to meet your requirements
- construction mortgages
– up to 1 year for completion
– interest-only payments during construction
– no interim financing required; single mortgage document - conventional, high-ratio (up to 100% if CMHC Flex Down Product utilized) equity take-out, recreational, bridge financing and undeveloped-property mortgages
- mortgage transfer program
- life, disability, loss-of-employment and critical-illness insurance at reasonable rates
Try our online calculators
In Our Community
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Calling all MUSIC FANS!
The staff invite you to come out to the 16th Annual Kispiox Valley Music Festival weekend: July 23rd, 24th & 25th
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Moricetown Satellite Summer Step Up Program
Moricetown Satellite Summer Set Up recently received some BVCU funding to assist with the costs of strengthening our younger generations’ literacy.
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2010 World Cup Soccer Camps
World Cup Soccer Camps will be held in Smithers, Houston and the Hazeltons from August 3 to 7!