Headstart Youth Accounts

HeadStart® Masterplan

(Ages 10-18)

A great first chequing/daily interest savings account which includes access to electronic banking privileges. No monthly fee and up to 10 free debit transactions (after which standard chequing account fees apply)

Features of the Headstart Masterplan include:

• No monthly service charge
• up to 10 free debit transactions (after which standard chequing account fees apply)
• daily interest; paid monthly
• access to electronic banking privileges

HeadStart® Savings

(Ages 10-18)

No chequing privileges. Interest earned on daily closing balance; paid monthly

• interest calculated on daily closing balance; paid monthly
• bonused rate 1/4% higher than posted

• Pre-authorized debit Free
• In-branch withdrawal or transfer Free
• In-branch bill payment Free
• MemberLink® or MemberDirect® transaction Free
• POS (direct payment) transaction Free
• ATM withdrawal at BVCU or British Columbia CU Free
• ATM withdrawal at Canadian CU (out of province) $1.00
• Interac ATM withdrawals $1.50
• International ATM withdrawals $3.00

Term Deposits

• minimum $100 deposit