Tools & Services
Rates Summary
Effective: March 30, 2012
To view rates, click on the headings below.
Lending Rates
| Prime Lending Rate | 3.00% |
Personal Loans, Commercial Mortgages and Commercial Loans |
Residential First Mortgage Rates
| Term | Closed | Open |
|---|---|---|
| 6 Month | 4.45% | 6.30% |
| 1 Year | 3.50% | 6.30% |
| 2 Year | 3.85% | N/A |
| 3 Year | 3.95% | N/A |
| 4 Year | 4.64% | N/A |
| 5 Year | 5.44% | N/A |
| 7 Year | 6.35% | N/A |
Variable Mortgage
Floating Rate: (Prime + 0.20%: Currently 3.20%)** |
Personal Chequing and Savings Account Rates
| Basic Chequing Interest earned when minimum monthly balance exceeds $1,000, paid quarterly |
0.03% |
| Maximizer Tiered interest calculated daily and paid monthly |
|
| $0 to 2,000 | Nil |
| $2,001 to 5,000 | 0.03% |
| $5,001 to 25,000 | 0.07% |
| $25,001-50,000 | 0.07% |
| $50,001+ | 0.15% |
| US Dollar Account Tiered interest calculated monthly, paid monthly |
|
| $0 to 500 | Nil |
| $501 to 5,000 | 0.03% |
| $5,001+ | 0.10% |
| Plan 24 Savings Calculated daily and paid monthly. Add .07% for golden accounts |
0.03% |
| Investment Savings Tiered interest calculated daily and paid monthly |
|
| $0 to 5,000 | 0.03% |
| $5,001 to 25,000 | 0.10% |
| $25,000 to 50,000 | 0.15% |
| $50,001 to 100,000 | 0.20% |
| $100,001 + | 0.30% |
| RRSP & RRIF Variable Savings Calculated daily and paid semiannually |
.15% |
Business Account Rates
| Business Chequing Calculate monthly and paid quarterly |
0.03% |
| Business Maximizer© Tiered interest calculated daily and paid monthly |
|
| $0 to 5,000 | Nil |
| $5,001 to 10,000 | 0.03% |
| $10,001 to 25,000 | 0.07% |
| $25,001 to 50,000 | 0.07% |
| $50,001+ | 0.15% |
Term Deposit Rates
Minimum investment of $1,000
Short Term
Interest calculated and paid at maturity
| Term | Redeemable | Non-Redeemable |
|---|---|---|
| 30 to 59 days | 0.25% | 0.50% |
| 60 to 89 days | 0.35% | 0.60% |
| 90 to 119 days | 0.50% | 0.75% |
| 120 to 179 days | 0.50% | 0.75% |
| 180 to 364 days | 0.55% | 0.80% |
Long Term
Interest calculated and paid annually.
| Term | Redeemable | Non-Redeemable |
|---|---|---|
| 1 year | 0.90% | 1.15% |
| 2 year | 1.05% | 1.30% |
| 3 year | 1.15% | 1.40% |
| 4 year | 1.35% | 1.60% |
| 5 year | 2.25% | 2.50% |
In Our Community
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Drop in Music Program
Houston Secondary School X-Block Drop in Music Program recently received $700.00 for the purchase of a second electric guitar and amp.
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Let the renovations begin!
Bulkley Valley Credit Union recently helped Skeena Place with their kitchen renovation project.
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June 22 Relay in Houston
Canadian Cancer Society Relay For Life gives us the opportunity to celebrate cancer survivors, remember and honour loved ones lost to cancer and fight back against all cancers. June 22 in Houston this year!