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Business Lines of Credit

Access funds whenever you need to

With a business line of credit you can help balance the timing difference between cash inflows and outflows to give you more financial flexibility.
  • Easy access to funds
  • Pay interest only on what you borrow
  • Local lending decision-making

Financial Flexibility

What you can use it for

  • Urgent expenses
  • Ease cash flow pressure
  • Unexpected opportunities
  • Buy more inventory
  • Equipment repair or replacement
  • Overdraft protection
  • Manage account receivables and payables

Key features

  • Competitive rates
  • Financial flexibility
  • Simple access
  • Pay interest only on the portion used
  • Funds available when you need them

How a line of credit can help your business

A line of credit can create peace of mind when dealing with the unexpected, and help you operate and grow your business.

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Cash flow

Access the funds you need when you need them most, to spend on whatever you choose.

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Ready to expand and grow? Get additional financial support when you are ready to take the next step.

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Enjoy the ability to cover essential expenses when there are gaps in your operational cash flow.

All your banking needs taken care of in person

Talk to an advisor

Build your business with us

Local decision making, paired with competitive rates, means loans structured to fit your needs by our in-house experts.

Make an appointment Find a branch

How else can we help your business?

Commercial mortgages

Whether you need more space or a new location, or are investing in commercial property, we can help you buy or build with a commercial mortgage.

View details

Business term loans

Help finance capital purchases you need to make your business successful, whether its equipment or interim construction financing. Payments are structured for you.

View details

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
PO Box 159
New Hazelton, BC
V0J 2J0
250 842-2255

Houston and District Branch

2365 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
PO Box 1029
Burns Lake, BC
V0J 1E0
250 692-7761

1139 Main Street
PO Box 2380
Smithers, BC
V0J 2N0
866 811-1110

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-7936


3350 10th Street
PO Box 369
Houston, BC
V0J 1Z0
866 811-1115

2367 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7977

3872 1st Avenue
PO Box 3637
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

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