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Business Term Loans

Grow your business

Help finance capital purchases you need to make your business as successful as possible, whether its equipment or interim construction financing. Payments are structured for you.

  • Range of flexible loans
  • Structured to suit your business
  • Local loan decision-making

Put your plans into action

What you can use it for

  • Buy equipment
  • Consolidate debt
  • Expand into new markets
  • Develop new products
  • Build your Inventory
  • Make business improvements

Key features

  • Flexible term lengths
  • Flexible repayment plans
  • Competitive rates
  • Secured or unsecured
  • Pay it down or pay if off at any time without penalty

How a term loan can help your business

Increase your inventory, purchase new equipment, and expand or grow your company.

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Purchase those needed supplies and increase your inventory to better serve your customers.

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Replace or update older machinery or expand your capabilities with the latest equipment.

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Get the extra warehouse, factory or office space you need to expand and grow your company.

All your banking needs taken care of in person

Talk to an advisor

Build your business with us

Local decision making, paired with competitive rates, means loans structured to fit your needs by our in-house experts.

Make an appointment Find a branch

How else can we help your business?

Business lines of credit

With a Business Line of Credit you can help balance the timing difference between cash inflows and outflows to give you flexibility.

View details

Commercial mortgages

Whether you need more space or a new location, or are investing in commercial property, we can help you buy or build.

View details

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
PO Box 159
New Hazelton, BC
V0J 2J0
250 842-2255

Houston and District Branch

2365 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
PO Box 1029
Burns Lake, BC
V0J 1E0
250 692-7761

1139 Main Street
PO Box 2380
Smithers, BC
V0J 2N0
866 811-1110

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-7936


3350 10th Street
PO Box 369
Houston, BC
V0J 1Z0
866 811-1115

2367 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7977

3872 1st Avenue
PO Box 3637
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

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