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Basic Chequing Account

Only pay for what you use

For those easy-going folks who only require the basics and only want to pay for what you need. 

  • Low monthly fee of $4.00
  • 5 free monthly outgoing Interac e-Transfers
  • Free incoming Interac e-Transfers

Pay as you go. Low monthly fee.

Easy access to your money

Make free withdrawals at 3,600+ credit union ATMs across Canada.


Earn interest on higher balances

Earn interest when your balance exceeds $1000.

Purchase protection

Every debit card purchase has 90-day theft/loss/damage protection.

Your simple account

Only pay for what you need with one low monthly fee

Free outgoing Interac e-Transfers

Five free outgoing e-Transfers to take care of life's little transactions.

Mobile cheque deposits

Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.

What's included?

  • 5 free monthly outgoing Interac e-Transfers
  • Telephone, ATM and online transactions

Make an appointment

Service fees

Monthly fee$4.00
Printed and mailed statements$2.00
Cheque clearing or pre-authorized debit$0.90*
In-branch bill payment$1.25*
Telephone or online transfer/bill payment$0.85
POS (direct payment) transaction$0.85*
ATM withdrawal at BVCU or Exchange$0.85*
ATM withdrawal at Canadian CU or Non-Exchange$1.25
Interac ATM withdrawal$3.00
Interac e-Transfer (incoming)FREE
Interac e-Transfer (outgoing) First 5 free$0.85*

Other fees

*Eligible for free specified transactions

Opening an account is easy

Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

Find a branch Make an appointment

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Local, member-owned banking means friendly advice from staff dedicated to your financial needs. 

Why join? Make an appointment

Looking for a different chequing account?

Masterplan Chequing

Do it all-in branch, online and for one monthle fee. No limits for one monthly fee.


Big savings for higher balances of over $2,500. The more you save, the more interest you earn.

Ways to bank

On the couch. On the go. On the job. We’re here for you, wherever you are.

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
PO Box 159
New Hazelton, BC
V0J 2J0
250 842-2255

Houston and District Branch

2365 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
PO Box 1029
Burns Lake, BC
V0J 1E0
250 692-7761

1139 Main Street
PO Box 2380
Smithers, BC
V0J 2N0
866 811-1110

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-7936


3350 10th Street
PO Box 369
Houston, BC
V0J 1Z0
866 811-1115

2367 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7977

3872 1st Avenue
PO Box 3637
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

Copyright © Bulkley Valley Credit Union, 2022