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Youth and Student Chequing Account

    Start good money habits early

    A great first chequing account to take the young ones all the way to adulthood with some nice benefits included.

    • No monthly fee
    • 15 free monthly specified transactions
    • 5 free outgoing interac E-transfers

    Get ahead of the game

     

    No monthly fee

    No monthly fee means more money to save or spend on the fun stuff.

    Learn good financial habits

    Track your spending with e-statements and learn how to budget.

    Mobile cheque deposits

    Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.

    Easy access to your money

    Make free withdrawals at 3,600+ credit union ATMs across Canada.

    Earn daily interest

    The more you save the more you earn, with interest paid monthly.

    Purchase protection

    Every debit card purchase has 90-day theft/loss/damage protection.

    What's included?

     

    • 5 free outgoing Interac e-Transfers
    • Unlimited incoming Interac e-Transfers
    • Telephone, ATM and online transactions

    Service fees

     

    Printed and mailed statements FREE
    E-Statement FREE
    Cheque clearing or pre-authorized debit $0.80*
    In-branch withdrawal or transfer $0.80*
    In-branch bill payment $1.00*
    Telephone or online transfer/bill payment FREE
    POS (direct payment) FREE
    ATM withdrawal at BVCU or Exchange FREE
    ATM withdrawal at Canadian CU or Non-Exchange FREE
    Interac ATM withdrawal $1.25
    US ATM withdrawal $3.00
    International ATM withdrawal $5.00
    Interac e-Transfer (incoming) FREE
    Interac e-Transfer (outgoing) First 5 free $0.80*

    Other fees

    *Eligible for free specified transactions

    Opening an account is easy

    Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

    Find a branch Make an appointment

    Ways to bank

    On the couch. On the go. On the job. We’re here for you, wherever you are.

    Select Image

    Local, member-owned banking means friendly advice from staff dedicated to your financial needs. 

    Why join? Make an appointment

    Reach us wherever you are

    Let your fingers do the walking or come in to see us. 

    Meet with an advisor

    Book the day and time that suits you.

    Visit a branch

    We’re open between
    9:30am & 4:30pm, M-F.

    Send us an email

    Email a specific branch or department.

    Give us a call

    8am-6pm, M-F,
    9am-5pm, Sat.

    Reach us wherever you are

    Let your fingers do the walking or come in to see us. 

    Meet with an advisor

    Book the day and time that suits you.

    Visit a branch

    We’re open between
    9:30am & 4:30pm, M-F.

    Send us an email

    Email a specific branch or department.

    Give us a call

    8am-6pm, M-F,
    9am-5pm, Sat.

    Smithers Branch

    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-3255
    Hazeltons' Branch

    4646 10th Avenue
    PO Box 159
    New Hazelton, BC
    V0J 2J0
    250 842-2255


    Houston and District Branch

    2365 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7117
    Lakes District Branch

    117-35 Lakeview Mall, Hwy 16
    PO Box 1029
    Burns Lake, BC
    V0J 1E0
    250 692-7761
    BVIS

    1139 Main Street
    PO Box 2380
    Smithers, BC
    V0J 2N0
    866 811-1110
    BVFS

    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-7936

    BVIS

    3350 10th Street
    PO Box 369
    Houston, BC
    V0J 1Z0
    866 811-1115
    BVFS

    2367 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7977
    Administration

    3872 1st Avenue
    PO Box 3637
    Smithers BC
    V0J 2N0
    250 847-7933
    Member Services Contact Centre

    3894 1st Avenue
    Smithers BC
    V0J 2N0
    1 877 847-2828

    Copyright © Bulkley Valley Credit Union, 2022