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Personal credit cards

Pick the card that fits with your spending needs and lifestyle. 

Rewards? No fee? Travel benefits? You choose.

Credit cards from a name you can trust with balance protection and trip insurance, online tools and so much more. Enjoy peace of mind with built-in fraud and purchase protection with all credit cards.

  • Earn cash back
  • Collect reward points
  • Manage cards online

For earning cash and points rewards

Cash and points

Cash Back Mastercard
Earn cash rewards

Whether you're buying groceries, dining out with friends, or gassing up your truck, cash back rewards make your money go further.

  • No annual fee
  • 19.99% interest rate
  • Earn cash rewards
More rewards

Centra Gold Mastercard
Big rewards, low rates

Collect valuable reward points on the purchases you make on a regular basis, without worrying about high fees and interest rates.

  • $50 annual fee 
  • 11.99% interest rate (purchases) 
  • Earn premium rewards

For keeping things free and easy

The basics

Classic Mastercard
The smart, simple choice

For simple use and handy savings, this is the choice for you. All you need to do is decide what to buy.

  • No annual fee
  • 12.99% interest rate
  • Mobile device insurance

Shop with confidence thanks to a range of protection features

  • Zero liability fraud protection
  • 90 days purchase protection on eligible card purchases
  • Double the manufacturer’s warranty (up to one year) on eligible card purchases
  • Mobile device insurance
  • Travel cards come with a range of travel insurance benefits

For travelling with benefits

Travel rewards

Travel Rewards Gold Mastercard
Your perfect travel companion

From baggage to health coverage, travel with more peace of mind. Earn rewards to redeem for flights, hotel stays, and more.

  • $50 annual fee
  • 19.99% interest rate (purchases)
  • 24/7 travel assistance
  • Earn reward points
  • Trip cancellation insurance
US travel

US Dollar Mastercard
Earn US travel rewards

Earn reward points and avoid foreign transaction fees when travelling and shopping in the US or online with a US company.

  • $50 annual fee
  • 19.99% interest rate (purchases)
  • Save on currency exchange fees
  • Earn reward points
  • Auto rental insurance
Premium benefits

World Mastercard
A wide world of rewards

World traveller? Earn rewards, enjoy unique travel benefits and get exceptional service wherever you go.

  • $120 annual fee
  • 20.99% interest rate (purchases)
  • Emergency health coverage
  • Free Wi-Fi worldwide
  • 24/7 travel assistance

Get tips on saving for travel, a big purchase, or just in case of the unexpected.

The smart choice for credit cards

Bulkley Valley Credit Union partnered with Collabria—Canada's largest business and personal credit card issuer—to enable you to choose the card that best suits your lifestyle and rewards preferences. A Bulkley Valley Credit Union credit card comes packed with benefits, including:

  • Peace of mind through balance protection insurance
  • Convenient online card management
  • Cash back and rewards tailored for your lifestyle
  • Built-in fraud protection
  • Easy, secure contactless payments

See the benefits

Anything else we can help you with?

While you’re here, check out some other products and services for you and your family.

Basic Chequing Account

Your simple, day-to-day account, where you only pay for what you use.

View details


For balances that exceed $2,500. The more you save, the more interest you earn.

View details

Masterplan Chequing

Designed for the member who wants to do it all—in branch, online and for one monthly fee.

View details

HEADSTART® Masterplan Chequing

A free chequing account to get the young ones started. For ages 10 to 18.

View details

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
PO Box 159
New Hazelton, BC
V0J 2J0
250 842-2255

Houston and District Branch

2365 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
PO Box 1029
Burns Lake, BC
V0J 1E0
250 692-7761

1139 Main Street
PO Box 2380
Smithers, BC
V0J 2N0
866 811-1110

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-7936


3350 10th Street
PO Box 369
Houston, BC
V0J 1Z0
866 811-1115

2367 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7977

3872 1st Avenue
PO Box 3637
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

Copyright © Bulkley Valley Credit Union, 2022