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Investment Savings Account

Earn higher interest on larger balances

For members who maintain larger balances, while still giving you full access.

  • Higher balances earn a higher interest rate
  • Common free monthly transactions
  • Free incoming Interac e-Transfers

Build your nest egg

Save more, earn more

Earn higher interest on your daily balance and watch your money grow.

Unlimited free incoming e-Transfers

The more you put away, the more your money is going to work for YOU.

Higher balances means higher interest

Save more to earn a higher interest rate at the close of each day.

Save more of your money

Four free monthly common transactions help you save even more.

What's included

  • Incoming Interac e-Transfers
  • Tiered interest earned daily
  • 4 free specified transactions
  • Free online transfers

Service fees

Pre-authorized debit $2.00*
In-branch withdrawal or tranfer $1.65*
In-branch bill payment $1.65*
Telephone or online transaction $1.65*
POS (direct payment) transaction $1.65*
ATM withdrawal at BVCU or Exchange $1.65*
ATM withdrawal at Canadian CU Non-Exchange $1.65*
Interac ATM withdrawal $1.75
US ATM withdrawal $3.00
International ATM withdrawal $5.00
Interac e-transfer (outgoing) $1.25*
Interac e-transfer (incoming) FREE

Other fees

*Eligible for free specified transactions

Opening an account is easy

Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

Find a branch Make an appointment

Ways to bank

On the couch. On the go. On the job. We’re here for you, wherever you are.

Local, member-owned banking means friendly advice from staff dedicated to your financial needs. 

Why join? Make an appointment

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
New Hazelton, BC
V0J 2J0
250 842-2255

Houston and District Branch

2365 Copeland Avenue
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
Burns Lake, BC
V0J 1E0
250 692-7761

1139 Main Street
Smithers, BC
V0J 2N0
866 811-1110

3894 1st Avenue
Smithers, BC
V0J 2N0
250 847-7936


2367 Copeland Avenue
Houston, BC
V0J 1Z0
866 811-1115

2367 Copeland Avenue
Houston, BC
V0J 1Z0
250 845-7977

3872 1st Avenue
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

Copyright © Bulkley Valley Credit Union, 2022