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Junior/Youth Savings Account

Start young and save more

It’s never too early to start developing good savings habits. Our Junior/Youth Savings account is a starter account for young savers aged 18 and under.

  • No monthly fee
  • Unlimited incoming Interac e-Transfers
  • Earn daily interest

Savings that grow with you

No worries banking

No unexpected fees or limits on what you can do.

Move your money for free

Unlimited free incoming and 5 free outgoing Interac e-Transfers.

Easy access to your money

Make free withdrawals at 3,600+ credit union ATMs across Canada.

Grow your money

Earn interest on your daily balance and watch your money grow.

Whats included?

  • In-branch bill payments
  • In-branch transfers 
  • Cheque processing
  • Direct deposits 
  • Interac e-Transfers 
  • Debit purchases 

Service fees

Pre-authorized debit FREE
In-branch withdrawal or transfer FREE
In-branch bill payment FREE
Telephone or online transaction FREE
Debit purchase FREE
ATM withdrawal at BVCU or Canadian CU FREE
Interac e-Transfer (outgoing) $0.80 (First 5 FREE)
Interac e-Transfer (incoming) FREE
Interac ATM withdrawal $1.25
US ATM withdrawal $3.00
International ATM withdrawal $5.00

Other fees

Opening an account is easy

Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

Find a branch Make an appointment

Looking for youth chequing accounts, too?

For youth age 10-18

HEADSTART® Masterplan Chequing Get a head start

For ages 10 to 18. A free chequing account to get started.

For students age 19-25

Campus Masterplan For the budget conscious student

Your keep-it-simple, low monthly fee account for students aged 19 to 25.

Help the young ‘uns learn all about money

Fun with finance

For under 12s

The Kirby Kangaroo Club helps young members develop good savings habits in a fun, interactive way.
Learning good habits

For teens

Claim Your Youth helps teach teenagers good financial habits for life—from budgeting to investing.

Ways to bank

On the couch. On the go. On the job. We’re here for you, wherever you are.

Local, member-owned banking means friendly advice from staff dedicated to your financial needs. 

Why join? Make an appointment


Photo credit: Liza Hooker

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
New Hazelton, BC
V0J 2J0
250 842-2255


Houston and District Branch

2365 Copeland Avenue
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
Burns Lake, BC
V0J 1E0
250 692-7761
BVIS

1139 Main Street
Smithers, BC
V0J 2N0
866 811-1110
BVFS

3894 1st Avenue
Smithers, BC
V0J 2N0
250 847-7936

BVIS

2367 Copeland Avenue
Houston, BC
V0J 1Z0
866 811-1115
BVFS

2367 Copeland Avenue
Houston, BC
V0J 1Z0
250 845-7977
Administration

3872 1st Avenue
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

Copyright © Bulkley Valley Credit Union, 2022