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Personal savings accounts

Tuck money away for whenever you need it, or save for the long-term.

Rainy day? RV? Retirement?
We’ll help you meet your saving goals.

Pay-as-you-go

Plan 24 Savings

Lower fees and easy access

A savings account that lets you earn interest, while still enjoying easy access to your money with 10 free transactions of your choice a month.

  • Earn interest daily, paid monthly
  • 10 free specified monthly transactions
  • Free phone and online banking
  • Free incoming Interac e-Transfers

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Higher interest

Investment Savings

Earn higher interest on larger balances

An option for larger balances and longer-term savers to make your money work harder.

  • Higher balances earn a higher interest rate
  • Earn higher interest daily, paid monthly
  • 4 free specified monthly transactions
  • Free incoming Interac e-Transfers

View details

For youth

Junior/Youth Savings

Start young and save more

A starter account for young savers aged 18 and under. Good savings habits start here.

  • No monthly fee
  • Free incoming Interac e-Transfers
  • 5 free monthly outgoing Iinterac e-Transfers
  • Easy access to your money

View details

We also offer a free chequing account for our youngest members aged 10-18, and an everyday account for post-secondary students.

The comfort of protection

Credit Union Deposit Insurance Corporation of BC provides 100% protection on all eligible deposits with no limit on dollar amount and no application required.

When we do well, so do you

When you open an account with us, you become a member. All members receive patronage—annual dividends and money back based on our financial performance. It’s just one of many reasons to join.

Why join?

Photo credit: Tina Poohachoff

Ways to bank

On the couch. On the go. On the job. We’re here for you, wherever you are.

Other ways to save

Fixed-term saving

Term deposits

Term deposits are a secure investment option to help you save for a fixed period of time.

Learn more

Tax-free Savings Accounts (TFSAs)

Tax-free saving

TFSAs are savings plans that let you grow your money and make tax-free withdrawals.

Learn more

Why Bulkley Valley Credit Union?

Founded by locals. Staffed by neighbours. Owned by members (that would be you.)

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Digital banking tools

Get 24/7 access to your money with online banking and our mobile app.

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Keeping it local

Local advisors making financial decisions right here.

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Be part of a cooperative

Your money stays local to benefit you and your neighbours, and all members receive annual dividends.

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We’ve got your back

Life’s a journey. From loans to mortgages, we’ll be here to navigate the road with you.

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
New Hazelton, BC
V0J 2J0
250 842-2255


Houston and District Branch

2365 Copeland Avenue
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
Burns Lake, BC
V0J 1E0
250 692-7761
BVIS

1139 Main Street
Smithers, BC
V0J 2N0
866 811-1110
BVFS

3894 1st Avenue
Smithers, BC
V0J 2N0
250 847-7936

BVIS

2367 Copeland Avenue
Houston, BC
V0J 1Z0
866 811-1115
BVFS

2367 Copeland Avenue
Houston, BC
V0J 1Z0
250 845-7977
Administration

3872 1st Avenue
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

Copyright © Bulkley Valley Credit Union, 2022