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Rates

    See the latest rates

    Please note that rates are subject to change without notice. For current personal loan, commercial mortgage and commercial loan rates, please contact your local branch.

    Borrowing

    Prime rate:

    Prime lending rate 3.70%

    Residential First Mortgage Rates

    TermClosedSpecial**Open
    6 month4.39%Contact us7.45%
    1 year4.39%4.29%7.45%
    2 year4.64%4.54%N/A
    3 year5.20%5.10%N/A
    4 year5.39%5.24%N/A
    5 year5.74%5.34%N/A
    7 year6.5%Contact usN/A
    10 year6.9%Contact usN/A
    3 year variable(Prime + .20%) - 3.9%Contact usN/A
    5 year variable(Prime - .35%) - 3.35%Contact usN/A

    ** Any Special Offers are promotional rates and are not the posted rates of Bulkley Valley Credit Union. Specials Offers may be changed, withdrawn or extended at any time, without notice.

    Variable Mortgage Rate

    Posted Rate Variable* Prime + 0.20%: Currently 3.90%

    *Payments for variable rate mortgages will be based on Posted Rate Variable.

    Personal chequing and savings accounts

    Basic Chequing Rate

    Interest earned when minimum monthly balance exceeds $1,000, paid quarterly 0.03%

    *Payments for variable rate mortgages will be based on Posted Rate Variable.

    Maximizer Chequing Rates*

    $0 to 2,499 Nil
    $2,501 to 4,999 0.03%
    $5,000 to 24,999 0.05%
    $25,000 - 49,999 0.05%
    $50,000 Plus 0.05%

    *Tiered interest calculated daily and paid monthly

    US Dollar Chequing Rates*

    $0 to 499 Nil
    $500 - 4,999 0.03%
    5,000 Plus 0.05%

    *Tiered interest calculated monthly and paid monthly

    Plan 24 Savings Rate

    Calculated daily and paid monthly. Add .02% for golden accounts 0.03%

    *Tiered interest calculated monthly and paid monthly

    Investment Savings Rates*

    $0 to 4,999 0.03%
    $5,000 to 24,999 0.05%
    $25,000 - 49,999 0.05%
    $50,000 - 99,999 0.08%
    $100,000 Plus 0.10%

    *Tiered interest calculated daily and paid monthly

    RRSP & RRIF Variable Savings Rate

    Calculated daily and paid semiannually 0.05%

    Business accounts

    Business Chequing Rate

    Calculate monthly and paid quarterly 0.03%

    Business Maximizer Chequing Rates*

    $0 to 2,499 Nil
    $2,501 to 4,999 0.03%
    $5,000 to 24,999 0.05%
    $25,000 - 49,999 0.05%
    $50,000 Plus 0.05%

    *Tiered interest calculated daily and paid monthly

    Term Deposit Rates

    Minimum investment of $1,000

    Short Term Rates*

    Term Redeemable Non-Redeemable
    30 to 59 days 0.05% 0.05%
    60 to 89 days 0.05% 0.15%
    90 to 119 days 0.05% 0.15%
    120 to 179 days 0.05% 0.15%
    180 to 364 days 0.05% 0.15%

    *Interest calculated and paid at maturity

    Long Term Rates*

    Term Redeemable Non-Redeemable
    1 year 0.75% 1.25%
    2 year 0.75% 1.50%
    3 year 1.00% 1.75%
    4 year 1.25% 1.95%
    5 year 1.5% 2.25%

    *Interest calculated and paid annually.

    Opening an account is easy

    Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

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    Let your fingers do the walking or come in to see us. 

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    Book the day and time that suits you.

    Visit a branch

    We’re open between
    9:30am & 4:30pm, M-F.

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    Give us a call

    8am-6pm, M-F,
    9am-5pm, Sat.

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