Community News

Interac Flash Now Available

Jul 09. 19

MEMBER CARD debt cards with Interac Flash technology!

Interac Flash (also known as “tap”) is a secure and convenient payment feature that lets you pay at the Point of Sale (POS) with your MEMBER CARD debit card by simply holding your card over the contactless card reader.  These transactions are ultimately designed for speed at the POS:  PIN-less, no receipt, tap takes 300ms.

Interac Flash cards are equipped with dual interface (DI) technology which means MEMBER CARDS will have contact and contactless (Flash) functionality.  Contactless payment options come with multiple layers of protection, including secure chip processing.   This protects contactless cards against skimming, being copied and counterfeited.  Security measures will be in place to help safeguard you.

Interac Flash MEMBER CARD debit cards can be programed with the contactless functionality turned on or off at any time at the request of you, the member or at the discretion of BVCU.  Interac Flash transactions are designed to make it quicker and easier to pay for purchases up to $100, no PIN required.  It is your choice whether to use the contactless feature or insert your card and enter your Personal Identification Number (PIN). 

Cards are programed with cumulative contactless spend limit (CTCSL) when this limit is reached you must complete an approved contact transaction by inserting your card and entering your PIN to authenticate you as the cardholder.  

The new dual interface cards will not be automatically issued.  If you are interested in replacing your existing card, we can mail a replacement card to you that is Interac Flash enabled.    

  Key features

  • Interac Flash allows you to pay-by-tap for everyday purchases under $100.  Transactions over $100, no problem, you will be prompted to insert your chip card and enter your Personal Identification Number (PIN). Once you accumulate $200 in purchases.  This will reset the tap limit back to zero
  • Interac Flash uses EMV secure chip processing to store and process data, this means you’re protected against not-so-great-things like fraud and card skimming
  • This feature is only available when using Bulkley Valley Credit Union debit cards issued in May 2019 or later.  Please visit your nearest Bulkley Valley Credit Union branch or contact your branch to set-up a new card with Interac Flash
  • The tap feature can be disabled at any time by calling your local branch or by visiting any of our branch locations

Use it as a debit card to:

  • Sign in to Bulkley Valley Credit Union’s Online Banking or Mobile Banking
  • Make in-store purchases
  • Access your accounts through an ATM

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