Covid-19 Updates

Covid-19 Updates

The expanded CEBA program is now available through BVCU. Apply now through MemberDirect

Jul 21. 20

Getting Started

There are two CEBA application streams. Before beginning the CEBA application, there is particular information beyond basic business details that the member should have ready.

For the Payroll Stream: for businesses with total employment income paid to employees in 2019 greater than $20,000 and less than $1,500,000.

  • Member Number. Members can find their member number in MemberDirect; Once logged in to MemberDirect the member number is displayed on the main Account Summary page
  • Canada Revenue Agency Business Number (BN) (15 digits), as reported at the top of the 2019 T4 Summary of Remuneration Paid (T4SUM)
  • Employment income as reported in Box 14 of the 2019 T4 Summary (T4SUM) T4 Summary of Remuneration Paid. (Between $20,000.00 and $1,500,000.00)

For the Non-Deferrable Expenses Stream: for businesses with eligible non-deferrable expenses greater than $40,000 and less than $1,500,000.

  • Member Number. Members can find their member number in MemberDirect; Once logged in to MemberDirect the member number is displayed on the main Account Summary page
  • Canada Revenue Agency Business Number (BN) (9 digits)
  • Electronic or paper copies of Receipts / Invoices / Agreements to be uploaded as evidence of your 2020 Eligible Non-Deferrable Expenses.

For incorporated businesses under this stream:

  • Net business income as reported on Line 400 shown on the corporate T2 return

For unincorporated businesses under this stream:

  • Most recent filed T1 General (2019 or 2018)


Eligibility Criteria

The CEBA eligibility criteria have been set by the federal government. For questions related to the government’s eligibility criteria, members can visit .


How to Apply

Members complete the CEBA application in Bulkley Valley Credit Union’s Online Banking service (MemberDirect or MemberDirect Small Business). Please note that the application is not available through BVCUs mobile app.

If members cannot access online banking, please contact a BVCU Investment Services Representative for assistance.

To access the Canada Emergency Business Account (CEBA) Form through MemberDirect:

  • Log in to online banking  (desktop only)
  • In the left hand menu, select "Account Services"
  • In the submenu, select " Canada Emergency Business Account (CEBA)"
    • All fields are required unless indicated as an optional field. If data is missing or incomplete, it will be indicated in RED. These errors must be resolved before the applicant is permitted to proceed to the next page.
    • Fields are not validated to the banking system.
    • There are options to print on the confirmation pages of the CEBA application. This is the only opportunity the member has to print the application.


Please note that under the Non-Deferrable Expenses Stream there will be a two-step process:

Step 1: As noted above through MemberDirect Small Business

Step 2: Members will proceed to a CEBA website to provide supporting documentation of their 2020 Eligible Non-Deferrable Expenses and to complete the application.

View more Covid-19 Updates

Covid-19 Updates

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    Bulkley Valley Credit Union is HERE FOR YOU during these difficult times, which includes keeping you up to date with the measures we are taking to protect our staff, members, clients, and community from COVID-19.

    The updates will also cover what we are doing to ensure Bulkley Valley Credit Union continues to serve your banking, financial, and insurance needs.

    Check back regularly or visit our Facebook page for the latest and if you have any questions or concerns, please don’t hesitate to contact us by phone or email.

    We are in this together.

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