Personal Accounts

Term Deposits

Term Deposits

If you’re looking for a secure investment to add to your portfolio, term deposits with Bulkley Valley Credit Union will help you earn a good return on your money without facing many of the risks inherent in other investments. Our range of products is designed to be flexible and competitive to meet your specific needs — terms from 30 days to 5 years, redeemable or non-redeemable, compounding or non-compounding, automatically renewed or not, and your choice of interest payment frequencies (annually, semi-annually, quarterly or monthly). With a minimum deposit of $1000 ($100 for youth accounts) our terms are affordable no matter what your budget.

Accumulator Term Deposit:

This is an installment term for which the member determines an investment amount he/she would like to save over a certain
period of time. The member agrees to make regular installments to the term as specified in the investment agreement.

  • interest calculated on daily closing balance; paid annually
  • non-redeemable fixed rate — terms 1 - 5 years
  • minimum installment amount
  • Registered Plan eligible (RRSP)

U.S.-dollar Term Deposits:

U.S.-dollar term deposits are available in term lengths of 1 to 5 years with a minimum deposit amount of $1000.

Deposit Insurance

More than one million British Columbians enjoy the solid security and peace of mind that comes from saving at their credit union. The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, protects all British Columbia credit unioin depositors. Security, dependability and trust - that's the unbeatable combination you will find at Bulkley Valley Credit Union.

What is guaranteed? All deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.

What is NOT guaranteed? Credit Union membership equity shares and investments such as mutual funds or RRSP equity plans are not covered by deposit insurance.

For more info, visit www.cudicbc.ca


In Our Community

  • Cyber Security and Creating Unique Passwords

    While Bulkley Valley Credit Union has extensive security measures in place to protect you from fraud, there are also important steps you should take like:

    -Choosing a secure Personal Identification Number (PINs) and
    -Using unique passwords for your Personal Access Code (PAC)

    Choosing a unique password for each of your online accounts is important. 

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  • Credit Unions of BC Bursary Program

    Did you know that the Credit Unions of BC Bursary Program awarded over $153,000 in bursaries in 2018?

    Bulkley Valley Credit Union is a proud to help BC students reach their post-secondary education goals through the Credit Unions of BC Bursary Program. Submit your bursary application today and get help towards funding your future!

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  • Interac Flash Now Available

    Interac Flash (also knows as "tap") is a secure and convenient payment feature that lets you pay at the Point of Sale with your Member Card debit card by simply holding your card over the contactless reader. As of Monday April 29th, we are offering this product to our members!

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