Personal Accounts

Term Deposits

Term Deposits

If you’re looking for a secure investment to add to your portfolio, term deposits with Bulkley Valley Credit Union will help you earn a good return on your money without facing many of the risks inherent in other investments. Our range of products is designed to be flexible and competitive to meet your specific needs — terms from 30 days to 5 years, redeemable or non-redeemable, compounding or non-compounding, automatically renewed or not, and your choice of interest payment frequencies (annually, semi-annually, quarterly or monthly). With a minimum deposit of $1000 ($100 for youth accounts) our terms are affordable no matter what your budget.

Accumulator Term Deposit:

This is an installment term for which the member determines an investment amount he/she would like to save over a certain
period of time. The member agrees to make regular installments to the term as specified in the investment agreement.

  • interest calculated on daily closing balance; paid annually
  • non-redeemable fixed rate — terms 1 - 5 years
  • minimum installment amount
  • Registered Plan eligible (RRSP)

U.S.-dollar Term Deposits:

U.S.-dollar term deposits are available in term lengths of 1 to 5 years with a minimum deposit amount of $1000.

Deposit Insurance

More than one million British Columbians enjoy the solid security and peace of mind that comes from saving at their credit union. The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, protects all British Columbia credit unioin depositors. Security, dependability and trust - that's the unbeatable combination you will find at Bulkley Valley Credit Union.

What is guaranteed? All deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.

What is NOT guaranteed? Credit Union membership equity shares and investments such as mutual funds or RRSP equity plans are not covered by deposit insurance.

For more info, visit www.cudicbc.ca


In Our Community

  • Happy Family Day

    Happy Family Day from Staff and Management of Bulkley Valley Credit Union. To allow our staff to spend the day with their families all branches will be closed from Saturday, February 16th and re-open on Tuesday, February 19th with regular business hours.

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  • Turbo Tax offer!

    TurboTax makes it easy to do your taxes right and get your maximum tax refund guaranteed.1 What’s best, as a valued member of Bulkley Valley Credit Union, you can get a special 20% discount on TurboTax Online products.

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  • Last Chance for Bursary Applications!

    Bulkley Valley Credit Union is proud to help Bulkley Valley and Lakes District students reach their post-secondary education goals through the Credit Unions of BC Bursary Program. Submit your bursary application today and get help towards funding your future! Deadline is to apply for a bursary up to $2000 is February 15. Continue reading for more information!

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