Personal Accounts

Term Deposits

Term Deposits

If you’re looking for a secure investment to add to your portfolio, term deposits with Bulkley Valley Credit Union will help you earn a good return on your money without facing many of the risks inherent in other investments. Our range of products is designed to be flexible and competitive to meet your specific needs — terms from 30 days to 5 years, redeemable or non-redeemable, compounding or non-compounding, automatically renewed or not, and your choice of interest payment frequencies (annually, semi-annually, quarterly or monthly). With a minimum deposit of $1000 ($100 for youth accounts) our terms are affordable no matter what your budget.

Accumulator Term Deposit:

This is an installment term for which the member determines an investment amount he/she would like to save over a certain
period of time. The member agrees to make regular installments to the term as specified in the investment agreement.

  • interest calculated on daily closing balance; paid annually
  • non-redeemable fixed rate — terms 1 - 5 years
  • minimum installment amount
  • Registered Plan eligible (RRSP)

U.S.-dollar Term Deposits:

U.S.-dollar term deposits are available in term lengths of 1 to 5 years with a minimum deposit amount of $1000.

Deposit Insurance

More than one million British Columbians enjoy the solid security and peace of mind that comes from saving at their credit union. The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, protects all British Columbia credit unioin depositors. Security, dependability and trust - that's the unbeatable combination you will find at Bulkley Valley Credit Union.

What is guaranteed? All deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.

What is NOT guaranteed? Credit Union membership equity shares and investments such as mutual funds or RRSP equity plans are not covered by deposit insurance.

For more info, visit www.cudicbc.ca


In Our Community

  • Easter Weekend Hours

    Happy Easter Weekend! All branches will be closed from Friday, April 19th until Monday April 22nd. All locations re-open on Tuesday, April 23rd with regular hours.

    Read More

  • March is Fraud Prevention Month

    Fraud is a crime that threatens every Canadian, regardless of their education, age or income. From January 2014 to December 2017, Canadians lost more than $405 million to fraudsters. It is important we all work together to make sure none of you become a victim of fraud! Continue reading to learn more.

    Read More

  • Update to e Transfers

    Interac e-Transfer is the number 1 Person to Person service in Canada which our members rely on to securely and conveniently send or receive funds. Now, the service, just got better with the introduction of two new features targeting personal and small business members alike. For more information continue reading.

    Read More