Personal Accounts

Term Deposits

Term Deposits

If you’re looking for a secure investment to add to your portfolio, term deposits with Bulkley Valley Credit Union will help you earn a good return on your money without facing many of the risks inherent in other investments. Our range of products is designed to be flexible and competitive to meet your specific needs — terms from 30 days to 5 years, redeemable or non-redeemable, compounding or non-compounding, automatically renewed or not, and your choice of interest payment frequencies (annually, semi-annually, quarterly or monthly). With a minimum deposit of $1000 ($100 for youth accounts) our terms are affordable no matter what your budget.

Accumulator Term Deposit:

This is an installment term for which the member determines an investment amount he/she would like to save over a certain
period of time. The member agrees to make regular installments to the term as specified in the investment agreement.

  • interest calculated on daily closing balance; paid annually
  • non-redeemable fixed rate — terms 1 - 5 years
  • minimum installment amount
  • Registered Plan eligible (RRSP)

U.S.-dollar Term Deposits:

U.S.-dollar term deposits are available in term lengths of 1 to 5 years with a minimum deposit amount of $1000.

Deposit Insurance

More than one million British Columbians enjoy the solid security and peace of mind that comes from saving at their credit union. The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, protects all British Columbia credit unioin depositors. Security, dependability and trust - that's the unbeatable combination you will find at Bulkley Valley Credit Union.

What is guaranteed? All deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.

What is NOT guaranteed? Credit Union membership equity shares and investments such as mutual funds or RRSP equity plans are not covered by deposit insurance.

For more info, visit www.cudicbc.ca


In Our Community

  • AGM Update

    For the safety of our members and to support the continued efforts of maintaining social distancing, the Board of Directors of Bulkley Valley Credit Union has decided not to hold our Annual General Meeting on April 20, 2020, at the Dze L K’ant Friendship Centre in Smithers as previously advertised.

    Instead, we will be hosting a virtual AGM on that same date, starting at the advertised time of 7:00 P.M.

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  • Easter Weekend Hours

    Happy Easter Weekend! All branches will be closed from Friday, April 10th until Monday April 13th. All locations re-open on Tuesday, April 14th with our temporary hours of 10:00 AM to 3:00 PM.

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  • COVID-19 and Alternative Banking Solutions

    April 1, 2020
    BVCU is HERE FOR YOU.

    During the COVID-19 outbreak, Bulkley Valley Credit Union is taking added precautions to keep our members and staff safe. We are asking members to limit the use of our branches for essential services only and to respect the health authority and municipal, provincial and federal government measures. In consideration of our staff and other members, only attend if you are symptom free.

    Read More