Tools & Services

Rates Summary

Effective: December 03, 2018

To view rates, click on the headings below.

Lending Rates

Prime Lending Rate 3.95%

Personal Loans, Commercial Mortgages and Commercial Loans
Please contact your local branch representative for current rates.

Residential First Mortgage Rates

Term Closed Open
6 Month 3.64% Call for details 7.45%
1 Year 3.64% Call for details 7.45%
2 Year 3.89% Call for details N/A
3 Year 4.45% Call for details N/A
4 Year 5.04% Call for details N/A
5 Year 5.34% Call for details N/A
7 Year 5.80% Call for details N/A
10 Year 6.60% Call for details N/A

Variable Mortgage

Floating Rate: (Prime + 0.20%: Currently 4.15%)**
** Interest compounded monthly. 3-year closed term.

Personal Chequing and Savings Account Rates

Basic Chequing
Interest earned when minimum monthly balance exceeds $1,000, paid quarterly
0.03%
Maximizer
Tiered interest calculated daily and paid monthly
$0 to 2,000 Nil
$2,001 to 5,000 0.03%
$5,001 to 25,000 0.05%
$25,001-50,000 0.05%
$50,001+ 0.10%
US Dollar Account

Tiered interest calculated monthly, paid monthly

$0 to 500 Nil
$501 to 5,000 0.03%
$5,001+ 0.10%
Plan 24 Savings

Calculated daily and paid monthly. Add .02% for golden accounts

0.03%
Investment Savings

Tiered interest calculated daily and paid monthly

$0 to 5,000 0.03%
$5,001 to 25,000 0.05%
$25,000 to 50,000 0.10%
$50,001 to 100,000 0.15%
$100,001 + 0.20%
RRSP & RRIF Variable Savings

Calculated daily and paid semiannually

.05%

Business Account Rates

Business Chequing

Calculate monthly and paid quarterly

0.03%
Business Maximizer©

Tiered interest calculated daily and paid monthly

$0 to 5,000 Nil
$5,001 to 10,000 0.03%
$10,001 to 25,000 0.05%
$25,001 to 50,000 0.05%
$50,001+ 0.10%

Term Deposit Rates

Minimum investment of $1,000

Short Term

Interest calculated and paid at maturity

Term Redeemable Non-Redeemable
30 to 59 days 0.05% 0.10%
60 to 89 days 0.05% 0.25%
90 to 119 days 0.10% 0.35%
120 to 179 days 0.10% 0.35%
180 to 364 days 0.25% 0.50%

Long Term

Interest calculated and paid annually.

Term Redeemable Non-Redeemable
1 year 1.25% 1.50%
2 year 1.50% 1.75%
3 year 1.65% 1.90%
4 year 1.65% 1.90%
5 year 1.95% 2.20%

Disclaimer

All rates subject to change without notice. Lending rates subject to meeting Bulkley Valley Credit Union’s usual credit criteria. Some conditions may apply.


In Our Community

  • BVIS Accepting Donations

    Bulkley Valley Insurance Services will be accepting the follow items for the Broadway Shelter. Adult size jackets, boots, socks, longjohns and mitts or gloves! They will be accepting donations from November 22 to December 14th. Anyone who donates an item is welcome to enter into a draw for a $200 Gift Card from Totem Audio!

    Read More

  • Branch Hours

    Bulkley Valley Credit Union will be closed November 10-12 for Remembrance Day. We will be open with regular branch hours on Friday, November 9thth and then reopen on November 13th.

    Lest We Forget.

    Read More

  • Happy Halloween

    The Directors, Management, and Staff at Bulkley Valley Credit Union would like to take this opportunity to wish everyone a very safe and happy Hallowe’en.

    Read More