Tools & Services

Rates Summary

Effective: October 25, 2018

To view rates, click on the headings below.

Lending Rates

Prime Lending Rate 3.95%

Personal Loans, Commercial Mortgages and Commercial Loans
Please contact your local branch representative for current rates.

Residential First Mortgage Rates

Term Closed Open
6 Month 3.64% Call for details 7.45%
1 Year 3.64% Call for details 7.45%
2 Year 3.89% Call for details N/A
3 Year 4.45% Call for details N/A
4 Year 5.04% Call for details N/A
5 Year 5.34% Call for details N/A
7 Year 5.80% Call for details N/A
10 Year 6.60% Call for details N/A

Variable Mortgage

Floating Rate: (Prime + 0.20%: Currently 4.15%)**
** Interest compounded monthly. 3-year closed term.

Personal Chequing and Savings Account Rates

Basic Chequing
Interest earned when minimum monthly balance exceeds $1,000, paid quarterly
0.03%
Maximizer
Tiered interest calculated daily and paid monthly
$0 to 2,000 Nil
$2,001 to 5,000 0.03%
$5,001 to 25,000 0.05%
$25,001-50,000 0.05%
$50,001+ 0.10%
US Dollar Account

Tiered interest calculated monthly, paid monthly

$0 to 500 Nil
$501 to 5,000 0.03%
$5,001+ 0.10%
Plan 24 Savings

Calculated daily and paid monthly. Add .02% for golden accounts

0.03%
Investment Savings

Tiered interest calculated daily and paid monthly

$0 to 5,000 0.03%
$5,001 to 25,000 0.05%
$25,000 to 50,000 0.10%
$50,001 to 100,000 0.15%
$100,001 + 0.20%
RRSP & RRIF Variable Savings

Calculated daily and paid semiannually

.05%

Business Account Rates

Business Chequing

Calculate monthly and paid quarterly

0.03%
Business Maximizer©

Tiered interest calculated daily and paid monthly

$0 to 5,000 Nil
$5,001 to 10,000 0.03%
$10,001 to 25,000 0.05%
$25,001 to 50,000 0.05%
$50,001+ 0.10%

Term Deposit Rates

Minimum investment of $1,000

Short Term

Interest calculated and paid at maturity

Term Redeemable Non-Redeemable
30 to 59 days 0.05% 0.10%
60 to 89 days 0.05% 0.25%
90 to 119 days 0.10% 0.35%
120 to 179 days 0.10% 0.35%
180 to 364 days 0.25% 0.50%

Long Term

Interest calculated and paid annually.

Term Redeemable Non-Redeemable
1 year *1.25% *1.75%
2 year 1.00% *1.80% reinvestable
3 year 1.10% *1.90%
4 year 1.25% *1.90%
5 year 1.35% *2.40%

Disclaimer

All rates subject to change without notice. Lending rates subject to meeting Bulkley Valley Credit Union’s usual credit criteria. Some conditions may apply.

Rates with a * are bonused for our annual Fall Term Deposit Special.  Come and see us today in your LOCAL branch!


In Our Community

  • Branch Hours

    Bulkley Valley Credit Union will be closed November 10-12 for Remembrance Day. We will be open with regular branch hours on Friday, November 9thth and then reopen on November 13th.

    Lest We Forget.

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  • Happy Halloween

    The Directors, Management, and Staff at Bulkley Valley Credit Union would like to take this opportunity to wish everyone a very safe and happy Hallowe’en.

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  • Happy International Credit Union Day!

    On October 18, 2018, Bulkley Valley Credit Union will, along with more than 56,000 credit unions around the world, celebrate International Credit Union Day, and the foundational principles that make credit unions unique.
    All of the branches of Bulkley Valley Credit Union will be celebrating, so please stop by any one of our branches to join in the fun!

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