Tools & Services
Rates Summary
Effective: June 04, 2020
To view rates, click on the headings below.
Lending Rates
| Prime Lending Rate | 2.45% |
Personal Loans, Commercial Mortgages and Commercial Loans |
Residential First Mortgage Rates
| Term | Closed | Open | |
|---|---|---|---|
| 6 Month | 3.04% | Call for details | 7.45% |
| 1 Year | 3.04% | Call for details | 7.45% |
| 2 Year | 3.39% | Call for details | N/A |
| 3 Year | 3.90% | Call for details | N/A |
| 4 Year | 4.44% | Call for details | N/A |
| 5 Year | 4.94% | Call for details | N/A |
| 7 Year | 5.55% | Call for details | N/A |
| 10 Year | 5.95% | Call for details | N/A |
Variable Mortgage
Floating Rate: (Prime + 0.20%: Currently 2.65%)** |
Personal Chequing and Savings Account Rates
| Basic Chequing Interest earned when minimum monthly balance exceeds $1,000, paid quarterly |
0.03% |
| Maximizer Tiered interest calculated daily and paid monthly |
|
| $0 to 2,500 | Nil |
| $2,501 to 5,000 | 0.03% |
| $5,001 to 25,000 | 0.05% |
| $25,001-50,000 | 0.05% |
| $50,001+ | 0.05% |
| US Dollar Account Tiered interest calculated monthly, paid monthly |
|
| $0 to 500 | Nil |
| $501 to 5,000 | 0.03% |
| $5,001+ | 0.05% |
| Plan 24 Savings Calculated daily and paid monthly. Add .02% for golden accounts |
0.03% |
| Investment Savings Tiered interest calculated daily and paid monthly |
|
| $0 to 5,000 | 0.03% |
| $5,001 to 25,000 | 0.05% |
| $25,000 to 50,000 | 0.05% |
| $50,001 to 100,000 | 0.08% |
| $100,001 + | 0.10% |
| RRSP & RRIF Variable Savings Calculated daily and paid semiannually |
.05% |
Business Account Rates
| Business Chequing Calculate monthly and paid quarterly |
0.03% |
| Business Maximizer© Tiered interest calculated daily and paid monthly |
|
| $0 to 5,000 | Nil |
| $5,001 to 10,000 | 0.03% |
| $10,001 to 25,000 | 0.05% |
| $25,001 to 50,000 | 0.05% |
| $50,001+ | 0.05% |
Term Deposit Rates
Minimum investment of $1,000
Short Term
Interest calculated and paid at maturity
| Term | Redeemable | Non-Redeemable |
|---|---|---|
| 30 to 59 days | 0.05% | 0.20% |
| 60 to 89 days | 0.10% | 0.35% |
| 90 to 119 days | 0.10% | 0.35% |
| 120 to 179 days | 0.10% | 0.35% |
| 180 to 364 days | 0.25% | 0.50% |
Long Term
Interest calculated and paid annually.
| Term | Redeemable | Non-Redeemable |
|---|---|---|
| 1 year | 0.60% | 0.85% |
| 2 year | 0.70% | 0.95% |
| 3 year | 0.75% | 1.00% |
| 4 year | 0.95% | 1.20% |
| 5 year | 1.25% | 1.50% |
Disclaimer
All rates subject to change without notice. Lending rates subject to meeting Bulkley Valley Credit Union’s usual credit criteria. Some conditions may apply.
Covid-19 Updates
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Covid-19 Updates
Bulkley Valley Credit Union is HERE FOR YOU during these difficult times, which includes keeping you up to date with the measures we are taking to protect our staff, members, clients, and community from COVID-19.
The updates will also cover what we are doing to ensure Bulkley Valley Credit Union continues to serve your banking, financial, and insurance needs.
Check back regularly or visit our Facebook page for the latest and if you have any questions or concerns, please don’t hesitate to contact us by phone or email.
We are in this together.
In Our Community
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The Hazeltons’ Branch is back open for Business
July 6, 2020
The Hazeltons' branch is back open for business 9:30 AM to 3:30 PM Monday to Friday, with some space limitations due to a flood that occurred on Friday, July 3rd. It is encouraged to call ahead if you require any services outside of day to day banking to ensure prompt service.
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Expanded hours as of June 22, 2020
As the economy and businesses open up more to Phase II protocols, we are expanding our operating hours in branch. Click here for full information.