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Basic Chequing Account

    Only pay for what you use

    For those easy-going folks who only require the basics and only want to pay for what you need.

    • Local market knowledge
    • Mobile mortgage specialist
    • Full range of term lengths
    • Fixed or variable interest rates
    • Open or closed mortgage options
    • Flexible repayment options

    Get to know all your mortgage options

    Whether you’re getting ready to buy your first home or want to refinance or renew a mortgage, you’ve come to the right place.

    Buying your first home

    Guide to buying a home

    Trust our experts to help you get the right mortgage that fits your needs and budget
    Renewing & refinancing

    Renewing and refinancing your mortgage

    Pay down your mortgage faster or free up funds for renovations. You have options.

    Pay as you go. Low monthly fee.

    Your simple account

    Only pay for what you need with one low monthly fee.

    Free outgoing Interac e-Transfers

    Five free outgoing e-Transfers to take care of life's little transactions.

    Mobile cheque deposits

    Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.

    Your simple account

    Only pay for what you need with one low monthly fee.

    Free outgoing Interac e-Transfers

    Five free outgoing e-Transfers to take care of life's little transactions.

    Mobile cheque deposits

    Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.

    Service fees

    Monthly fee $4.00
    Printed and mailed statements $2.00
    E-statements FREE
    Cheque clearing or pre-authorized debit $0.90*

    Other fees

    *Eligible for free specified transactions

    Opening an account is easy

    Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

    Find a branch Make an appointment

    Looking for a different chequing account?

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    Ways to bank

    On the couch. On the go. On the job. We’re here for you, wherever you are.

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    Local, member-owned banking means friendly advice from staff dedicated to your financial needs. 

    Why join? Make an appointment

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    Reach us wherever you are

    Let your fingers do the walking or come in to see us. 

    Meet with an advisor

    Book the day and time that suits you.

    Visit a branch

    We’re open between
    9:30am & 4:30pm, M-F.

    Send us an email

    Email a specific branch or department.

    Give us a call

    8am-6pm, M-F,
    9am-5pm, Sat.

    Smithers Branch

    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-3255
    Hazeltons' Branch

    4646 10th Avenue
    PO Box 159
    New Hazelton, BC
    V0J 2J0
    250 842-2255


    Houston and District Branch

    2365 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7117
    Lakes District Branch

    117-35 Lakeview Mall, Hwy 16
    PO Box 1029
    Burns Lake, BC
    V0J 1E0
    250 692-7761
    BVIS

    1139 Main Street
    PO Box 2380
    Smithers, BC
    V0J 2N0
    866 811-1110
    BVFS

    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-7936

    BVIS

    3350 10th Street
    PO Box 369
    Houston, BC
    V0J 1Z0
    866 811-1115
    BVFS

    2367 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7977
    Administration

    3872 1st Avenue
    PO Box 3637
    Smithers BC
    V0J 2N0
    250 847-7933
    Member Services Contact Centre

    3894 1st Avenue
    Smithers BC
    V0J 2N0
    1 877 847-2828

    Copyright © Bulkley Valley Credit Union, 2022