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Leveraging Your Home Equity

     What is Home Equity and the ways you can leverage it? 

    Home equity is the difference between how much your home is worth and what you owe on your mortgage.

    Have your eye on that beautiful new kitchen? Kids going off to University? Unexpected Costs?

    Consider talking to one of our Member Relationship Managers to discuss the possibility of a Home Equity loan. Home equity loans can be used to fund a variety of needs - home improvements, debt consolidation, investing in education, emergency funds or invest in real estate. Our staff will ask you questions about what you are looking to use your home equity for. They’ll want to gain a good understanding of what your overall goals are to come up with creative solutions.  Staff will go through your asset and liabilities. They will also review your current home’s assessment and chat with you about the possibility of needing an appraisal to accommodate the loan request.

    While using the equity in your home can be a quick and easy way to access cash, it needs to be leveraged responsibly.  It is recommended to not use your home equity for depreciating assets or extravagant vacations. Keep in mind what it took to build your home equity.

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    Smithers Branch

    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-3255
    Hazeltons' Branch

    4646 10th Avenue
    PO Box 159
    New Hazelton, BC
    V0J 2J0
    250 842-2255


    Houston and District Branch

    2365 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7117
    Lakes District Branch

    117-35 Lakeview Mall, Hwy 16
    PO Box 1029
    Burns Lake, BC
    V0J 1E0
    250 692-7761
    BVIS

    1139 Main Street
    PO Box 2380
    Smithers, BC
    V0J 2N0
    866 811-1110
    BVFS

    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-7936

    BVIS

    3350 10th Street
    PO Box 369
    Houston, BC
    V0J 1Z0
    866 811-1115
    BVFS

    2367 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7977
    Administration

    3872 1st Avenue
    PO Box 3637
    Smithers BC
    V0J 2N0
    250 847-7933
    Member Services Contact Centre

    3894 1st Avenue
    Smithers BC
    V0J 2N0
    1 877 847-2828

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