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Life, Illness & Disability Insurance

Coverage for critical illness, disability, and death

Get coverage for you and your family if the unexpected happens, resulting in illness or disability.

  • Wide range of plans for adults and children
  • Coverage for accidental death and hospital stays
  • Local advice availble to help you decide

Make an appointment

Types of critical illness and disability plan

Lean on our advice. We can guide you through your protection options. 

Types of plan:

  • Critical illness for adults and children
  • Accidental death
  • Accidental injury with a hospital stay 

Talk to an advisor

Key features:

  • Lump sum payment on diagnosis to help pay for costs relating to your recovery
  • Coverage for children from 30 months to 17 years old
  • Accidental death and injury coverage
  • Add critical illness and disability coverage to your life insurance
Critical Illness

Critical Illness

Flexible coverage to protect your finances so you can focus on your recovery and your future.


Protect your assets while you recover with a tax-free monthly income when you are unable to work.

Life Insurance: the security of knowing you’re covered

A well rounded financial plan includes making sure you and your family are taken care of today and in the future.

  • Financial security for your family
  • Tax-free payments after your death
  • Wide range of insurance terms and types

Talk to an advisor

Types of life insurance

Enjoy peace of mind that your family and finances will be looked after with plans tailored to your specific circumstances and needs.

Types of life insurance:

  • Term Life
  • Permanent Life

Talk to an advisor

Key features:

  • Tax-free payments to your family
  • Permanent and temporary plans
  • Coverage for adults and children
  • Disability & critical illness options
  • Range of terms available
Term life insurance

Fixed Term

An affordable way to protect your loved ones and help them pay for funeral costs, living expenses, debt repayment, and more when you are gone—with no tax payable. Choose the length of term and coverage amount and pay a fixed premium.

Permanent life

Whole life

Permanent or whole life insurance covers you until your death, while also allowing for tax-sheltered accumulation of funds. Your loved ones receive a tax-free payment to replace lost income and cover expenses. Estate planning services guide you through the process.

Why get your insurance with us?

Our advisors provide high quality insurance products and make sure you are completed covered.

  • Full Range of insurance products
  • Part of your local community
  • High-quality, personalized service
  • Committed, knowledgable advisors

Looking for more insurance?

Bulkley Valley Insurance Services

BVIS advisors can help you with your Home, Auto, Travel, Business, and General insurance needs.


Auto & Marine

Accredited ICBC insurance with additional coverage options.



Important coverage in the event of property damage or a liability claim.



Flexible coverage to take the worry out of any bumps in the road.


 this website is meant for residents of the Province of British Columbia only

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
PO Box 159
New Hazelton, BC
V0J 2J0
250 842-2255

Houston and District Branch

2365 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
PO Box 1029
Burns Lake, BC
V0J 1E0
250 692-7761

1139 Main Street
PO Box 2380
Smithers, BC
V0J 2N0
866 811-1110

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-7936


3350 10th Street
PO Box 369
Houston, BC
V0J 1Z0
866 811-1115

2367 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7977

3872 1st Avenue
PO Box 3637
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

Copyright © Bulkley Valley Credit Union, 2022