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Personal chequing accounts

Everyday banking accounts you need, with features you'll love.

Photo credit: Sarah Belford

Accounts that do just what you need. Or that do it all.


Basic Chequing
Pay as you go. Low monthly fee.

Your simple account. Only pay for what you use.

  • Low monthly fee of $4.00
  • 5 free monthly transactions
  • Free online, ATM and phone banking
  • Earn interest on higher balances
View details
Earn interest

Big savings for higher balances

For balances over $2,500. The more you save, the more interest you earn.

  • Low monthly fee of $6.50
  • Tiered interest calculated daily and paid monthly
  • Free defined transactions
  • Unlimited free debit purchases
View details
All-in monthly fee

Masterplan Chequing
No limits, one monthly fee.

Do it all—in branch, online and for one monthly fee.

  • One low monthly fee of $16.50
  • No fees for specified in-branch transactions
  • Free online, ATM and phone banking
  • Free debit purchases
View details
For youth

Youth/Student Chequing
Get a head start

For ages 0 to 24. A free chequing account to get started.

  • No monthly fee
  • 15 free specified monthly transactions
  • Free online, ATM and phone banking
  • Earn daily interest
View details
For the US

US Dollar
For US travel and shopping

Perfect for avoiding the time and costs of currency exchange.

  • Avoid currency exchange hassles
  • No monthly fee
  • Low service charges
  • Earn daily interest on balances over $500
View details
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When we do well, so do you 

When you open an account with us, you become a member. All members receive patronage—annual dividends and money back based on our financial performance. It’s just one of many reasons to join.

Why join?

Photo credit: Liza Hooker

Ways to bank

On the couch. On the go. On the job. We’re here for you, wherever you are.

We’ve got your savings covered, too

Savings accounts

Savings done your way

Putting money aside for a rainy day or securing your future. Whatever savings look like for you, we have the account to make it happen.
Saving tips

Tips for successful saving

Whether it's preparing for the unexpected, or getting ready for life's next big investment, here are some tips to get started.

Why Bulkley Valley Credit Union?

Founded by locals. Staffed by neighbours. Owned by members (that would be you.) 

Digital banking tools

Get 24/7 access to your money with online banking and our mobile app.

Keeping it local

Local advisors making financial decisions right here.

Be part of a cooperative

Your money stays local to benefit you and your neighbours, and all members receive annual dividends.

We’ve got your back

Life’s a journey. From loans to mortgages, we’ll be here to navigate the road with you.

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
PO Box 159
New Hazelton, BC
V0J 2J0
250 842-2255

Houston and District Branch

2365 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
PO Box 1029
Burns Lake, BC
V0J 1E0
250 692-7761

1139 Main Street
PO Box 2380
Smithers, BC
V0J 2N0
866 811-1110

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-7936


3350 10th Street
PO Box 369
Houston, BC
V0J 1Z0
866 811-1115

2367 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7977

3872 1st Avenue
PO Box 3637
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

Copyright © Bulkley Valley Credit Union, 2022