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Loans & Lines of Credit

Borrowing can be a great tool for your finances—from a personal loan to a line of credit.




Photo credit: Sarah Belford

    Borrow for life's needs—and wants

    From a new boat to unexpected expenses, explore borrowing options to meet everyone's needs at every stage of life.

    • Money when you need it
    • A personal loan for a one-off expense
    • A line of credit for ongoing access to funds

    Apply now Talk to an advisor

    Rest easy knowing you can access funds when you need them

    Loans

    Personal Loans

    For those more expensive purchases in life

    Personal loans are there to help with your “every now and then” rather than your “everyday” purchases, such as a new car, ATV, or paying down debt.

    • Competitive interest rates on a fixed or variable basis
    • No penalties on extra payments or early payout
    • Flexible terms
    • Optional insurance for loan protection

    Apply now Talk to an advisor

    Line of credit

    Personal Line of Credit

    Give yourself a financial cushion


    A line of credit gives you the freedom to access funds whenever you need them—at a lower borrowing rate to save you money.

    • Pay interest only on the amount you borrow
    • Fixed or variable rate of interest
    • Minimum monthly deposit required on outstanding balance
    • Low interest rate

    Apply now Talk to an advisor

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    Talk to an advisor

    Chat through your options

    Need a little expert advice? We can guide you through your borrowing options.

    Make an appointment

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    Buying a home? We can help

    Let local decision-making and expert advice take the stress out of getting the home of your dreams.

    Learn more

    Reach us wherever you are

    Let your fingers do the walking or come in to see us. 

    Meet with an advisor

    Book the day and time that suits you.

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    Visit a branch

    We’re open between
    9:30am & 4:30pm, M-F.

    Find a branch
    Send us an email

    Email a specific branch or department.

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    Give us a call

    8am-6pm, M-F,
    9am-5pm, Sat.

    1-877-847-2828
    About Us
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    Smithers Branch
    3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-3255
    Hazeltons' Branch

     4646 10th Avenue
    PO Box 159
    New Hazelton, BC
    V0J 2J0
    250 842-2255


    Houston and District Branch

     2365 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7117
    Lakes District Branch

     117-35 Lakeview Mall, Hwy 16
    PO Box 1029
    Burns Lake, BC
    V0J 1E0
    250 692-7761
    BVIS

     1139 Main Street
    PO Box 2380
    Smithers, BC
    V0J 2N0
    866 811-1110
    BVFS

     3894 1st Avenue
    PO Box 3729
    Smithers, BC
    V0J 2N0
    250 847-7936

    BVIS

     3350 10th Street
    PO Box 369
    Houston, BC
    V0J 1Z0
    866 811-1115
    BVFS

     2367 Copeland Avenue
    PO Box 1480
    Houston, BC
    V0J 1Z0
    250 845-7977
    Administration

     3872 1st Avenue
    PO Box 3637
    Smithers BC
    V0J 2N0
    250 847-7933
    Member Services Contact Centre
    3894 1st Avenue
    Smithers BC
    V0J 2N0
    1 877 847-2828

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