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Basic Business Chequing Account

No-fuss business banking

Everything you want to do your everyday banking. Only pay for what you use.

  • Low monthly fee of $8.00
  • Earn interest on higher balances
  • Outgoing Interac e-Transfers up to $10,000 a day

Low cost business banking

Keep it simple

Enjoy the freedom of only paying for what you use while still having all the benefits you expect.

Send and receive Interac e-Transfers

Send up to $10,000 to anyone and accept funds from clients in the time it takes to pour a coffee.

Mobile cheque deposits

Skip the branch or ATM when you are short on time and deposit cheques anywhere with our mobile app.

Easy access to your money

Make free withdrawals at 3,600+ credit union ATMs across Canada.

Earn interest on higher balances

Make extra money when you have over $1,000 closing daily balance. Interest is paid quarterly.

Purchase protection

Every debit card purchase has 90-day theft/loss/damage protection.

Whats included?


  • 5 free outgoing Interac e-Transfers up to $10,000 each
  • Unlimited incoming Interac e-Transfers

Service fees

Monthly fee $8.00
Printed and Mailed Statements $2.00
E-Statements FREE
Cheque clearing and pre-authorized debit $0.90
In-branch withdrawal or transfer $0.90
In-branch bill payment $1.25
Telephone or online transaction/transfer $0.85
POS (direct payment) transaction $0.85
ATM withdrawal at BVCU or Exchange $0.85
ATM withdrawal at Canadian CU Non-Exchange $1.25
Interac ATM withdrawal $2.00
US ATM withdrawal $3.00
International ATM withdrawal $5.00
Interac e-transfer (outgoing) First 5 free $0.80
Interac e-transfer (incoming) FREE

Other fees

Opening an account is easy

Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

Find a branch Make an appointment

Payment solutions for businesses

Make managing your business easier with payment solutions that work for you and your customers.

  • Easy-to-use, convenient payment options for you and your customers
  • Accept POS and online debit and credit payments
  • Easily transfer money between accounts and institutions
Discover payment solutions

Ways to bank

On the couch. On the go. On the job. We’re here for you, wherever you are.

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Local, member-owned banking means friendly advice from staff dedicated to your financial needs. 

Why join? Make an appointment

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Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
PO Box 159
New Hazelton, BC
V0J 2J0
250 842-2255

Houston and District Branch

2365 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
PO Box 1029
Burns Lake, BC
V0J 1E0
250 692-7761

1139 Main Street
PO Box 2380
Smithers, BC
V0J 2N0
866 811-1110

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-7936


3350 10th Street
PO Box 369
Houston, BC
V0J 1Z0
866 811-1115

2367 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7977

3872 1st Avenue
PO Box 3637
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

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