HEADSTART® Masterplan Chequing Account

Start good money habits early

A great first chequing account to get the young ones started with some nice benefits included.

No monthly fee
15 free monthly specified transactions
5 free outgoing Interac e-Transfers

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Get ahead of the game

No monthly fee

No monthly fee means more money to save or spend on the fun stuff.

Learn good financials habits

Track your spending with e-statements and learn how to budget.

Mobile cheque deposits

Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.

Easy access to your money

Make free withdrawals at 3,600+ credit union ATMs across Canada.

Earn daily interest

The more you save the more you earn, with interest paid monthly.

Purchase protection

Every debit card purchase has 90-day theft/loss/damage protection.

What's included

5 free outgoing Interac e-Transfers
Unlimited incoming Interac e-Transfers
Telephone, ATM and online transactions

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Service fees

Printed and mailed statements	FREE
E-Statement	FREE
Cheque clearing or pre-authorized debit	$0.80*
In-branch withdrawal or transfer	$0.80*
In-branch bill payment	$1.00*
Telephone or online transfer/ bill payment	FREE
POS (direct payment) transaction	FREE
ATM withdrawal at BVCU or Exchange	FREE
ATM withdrawal at Canadian CU or Non-Exchange	FREE
Interac ATM withdrawal	$1.25
US ATM withdrawal	$3.00
International ATM withdrawal	$5.00
Interac e-transfer (incoming)	FREE
Interac e-transfer (outgoing) First 5 free	$0.80*

Other fees

*Eligible for free specified transactions

Opening an account is easy

Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

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