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Masterplan Chequing Account

No limits banking

Bank as much as you need, without worrying about fees. Masterplan Chequing is perfect if you prefer to bank without a limit on your transactions.

  • All-in monthly fee of $16.50
  • Unlimited transactions
  • Free Interac e-Transfers

Unlimited transactions. One low fee. 

Low maintenance 

With one fixed monthly fee, you’re free to bank as much as you need to.

Unlimited free Interac e-Transfers

Whether it’s chipping in on pizza or buying a used bike, everything’s easier.

Mobile cheque deposits

Skip the branch or ATM. Deposit cheques from anywhere with our mobile app.

Easy access to your money

Make free withdrawals at 3,600+ credit union ATMs across Canada.

Unlimited free debit purchases

Do your shopping and support your favourite local stores without extra fees.

Purchase protection

Every debit card purchase has 90-day theft/loss/damage protection.

Whats included?

  • In-branch bill payments
  • In-branch transfers 
  • Cheque processing
  • Direct deposits 
  • Interac e-Transfers 
  • Debit purchases 

Service fees

Monthly fee$16.50
Cheque processing or pre-authorized debit FREE
In-branch withdrawal or transfer FREE
In-branch bill payment FREE
Telephone or online transaction FREE
Debit purchase FREE
ATM withdrawal at BVCU or Canadian CU FREE
Interac e-Transfer (outgoing) FREE
Interac e-Transfer (incoming) FREE
Non-credit union ATM withdrawal (Interac)$1.25 
US ATM withdrawal $3.00 
International ATM withdrawal $5.00 
Printed mailed statement $2.00 
Direct depositsFREE
Pre-authorized paymentsFREE

Other fees

Opening an account is easy

Visit one of our branches or make an appointment to get started. We’ll get you set up in no time. You just need to bring two current, primary pieces of ID, your Social Insurance Number, and an initial cash or cheque deposit.

Find a branch Make an appointment

Looking for savings accounts, too? 

Savings account

Save for today and tomorrow

Does your day-to-day banking include setting something aside for future goals? 

Saving tips

Tips for successful saving

Get tips on saving for travel, a big purchase, or just in case of the unexpected.

Ways to bank

On the couch. On the go. On the job. We’re here for you, wherever you are.

Local, member-owned banking means friendly advice from staff dedicated to your financial needs. 

Why join? Make an appointment

Photo credit: Liza Hooker

Reach us wherever you are

Let your fingers do the walking or come in to see us. 

Meet with an advisor

Book the day and time that suits you.

Visit a branch

We’re open between
9:30am & 4:30pm, M-F.

Send us an email

Email a specific branch or department.

Give us a call

8am-6pm, M-F,
9am-5pm, Sat.

Smithers Branch

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-3255
Hazeltons' Branch

4646 10th Avenue
PO Box 159
New Hazelton, BC
V0J 2J0
250 842-2255

Houston and District Branch

2365 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7117
Lakes District Branch

117-35 Lakeview Mall, Hwy 16
PO Box 1029
Burns Lake, BC
V0J 1E0
250 692-7761

1139 Main Street
PO Box 2380
Smithers, BC
V0J 2N0
866 811-1110

3894 1st Avenue
PO Box 3729
Smithers, BC
V0J 2N0
250 847-7936


3350 10th Street
PO Box 369
Houston, BC
V0J 1Z0
866 811-1115

2367 Copeland Avenue
PO Box 1480
Houston, BC
V0J 1Z0
250 845-7977

3872 1st Avenue
PO Box 3637
Smithers BC
V0J 2N0
250 847-7933
Member Services Contact Centre

3894 1st Avenue
Smithers BC
V0J 2N0
1 877 847-2828

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